Get Instant Access To Financial Wellness
InstaClaus is a super platform enabling SMBs, MSMEs,and Startups to take care of their employee's financialwell-being, knowledge, and growth with simple tools.
How It Works - InstaClaus Payroll Financing Platform
Seamless Disbursement
InstaClaus disburses advances directly into employee bank accounts.
Employee Advances
Employees request advances, within set limits, and get instant approvals.
Automatic Deductions
On payday, InstaClaus deducts advance amounts and interest from employee salaries.
Employer Setup
Deduction percentage will be fixed for all the employees. The system will automatically set the limit which is 85% of salary.
Easy Repayment
Employees can repay the advance in 3 months in the EMI format.
Real-Time Insights
Employers access real-time payroll data and metrics to make informed decisions.
Benefits for Employees
On-Demand Payday
Employees can access their earned wages ahead of their official payday, helping them cover unexpected expenses or bridge financial gaps without resorting to high-interest loans.
Financial Flexibility
With InstaClaus, employees have the freedom to manage their finances more effectively, ensuring timely bill payments, avoiding late fees, and maintaining financial stability.
Easy Advance Requests
InstaClaus allows employees to easily request salary advances through the app, eliminating the need for cumbersome paperwork or lengthy approval processes.
Transparent Charges
Employees know the exact charges associated with requesting an advance, ensuring they can make informed decisions and avoid unexpected surprises.
Choice of Repayment Period
Employees have the flexibility to choose between 45 and 60 days to repay the advanced amount, accommodating their financial circumstances and convenience.
Interest Deduction
Employees appreciate that interest is deducted from the advance amount before disbursal, allowing them to receive the net amount directly to their bank account.
No Impact of Credit Score
Since InstaClaus provides advances based on earned wages, there's no need for credit checks, ensuring employees' credit scores remain unaffected.
Benefits for Employers
Enhanced Cash Flow Management
InstaClaus helps employers maintain a steady cash flow by covering payroll expenses and allowing them to repay the amount at the end of the month.
Simplified Payroll Processing
The platform streamlines payroll processing, making it easier to calculate salaries, generate payslips, and manage tax deductions.
Employee Financial Wellness
By offering on-demand payday advances, employers contribute to their employees' financial well-being, reducing financial stress and enhancing job satisfaction.
Reduced Administrative Burden
InstaClaus handles the payroll advances and repayments, minimizing administrative workload for employers and HR teams.
Real-Time Reporting
The app provides real-time access to payroll data and performance metrics, empowering employers with insights to make informed decisions and optimize their operations.
Employee Retention and Productivity
By offering a benefit that improves employees' financial security, employers can boost employee morale, engagement, and ultimately, retention rates.
User-Friendly Platform
InstaClaus is designed for ease of use, ensuring that both employers and employees can navigate the platform effortlessly and take advantage of its features.
Why should you trust us?
15%
Less
Absenteeism
50%
Increase in
Productivity
20%
Higher Employer
Retention
10x
Better Cash
Flow Management
InstaClaus Financial Products
Simplify the hassles associated with employee finances so you can focus on business growth. Allow your employees to define the financial experience & set financial priorities with ease.
Increase your financial know-how, and get guidance, strategies & tips on the go. Connect, share and map your financial future with the InstaClaus growing community.
InstaClaus is a Unified Platform to accelerate your Business Performance.
#Incentivize
Recruit faster and attract best talent
#Impact
Reduce daily financial Stress
#Inspire
Create a better employee experience
#Innovate
Grow from improved work performance
Why You Can Rely On Us?
End-to-end Security
Zero Errors and Delays
Instant Credit Options
24/7 Dedicated Support
Regulations In Sync With RBI
Seamless Integrations
Quick Implementation
About us
Our dream is to empower both employers and employees by bridging
the pay gap.
The key link between employers and employees is pay. We are on a journey
to create a robust digital solution that enables teams to work toward their financial
wellness. We have learned that on demand compensation maximizes this potential. InstaClaus
is founded with a simple vision- build a happier workforce.
Cheers,
Team
InstaClaus
FAQs
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Connect With Us
8, Nobles Residency, Opp. Vrundavan 3 Bungalows, Thaltej Shilaj Road, Ahmedabad, 380059